![]() Once it is activated on your card, no one else can use your Visa® card numbers at any participating stores without your personal password. In 2018, the total number of debit cards in the United States was expected to reach approximately 5.36 billion. Verified by Visa® is a unique service that uses personal passwords to help protect your Visa® credit and debit card numbers against unauthorized use. Verified By Visa® – Online Protection of Your Visa® Card Numbers That means if you lose your card, or it’s stolen, you won’t have to pay anything for unauthorized usage if these actions are reported within two days of discovery (liable up to $50 after two days). Furthermore, our Debit Card is provided with “Zero Liability Protection.” Zero Liability Protection protects you from cases of fraud, theft, and unauthorized card usage. ![]() The Visa® Debit Card is much safer than carrying around large amounts of cash. You can also use it like a credit card for Point-of-Sale (POS) transactions. Key takeaways You can use a debit card to withdraw money from an ATM. Find out how it works, what to watch out for and how it compares to ATM and credit cards. ![]() Here’s a few details on some of the features we offer to protect your hard-earned money. read A debit card lets you draw directly from your bank account when you make a purchase. SIU Credit Union’s Visa® debit card is extremely secure, and includes protections like expiration date matching, card activation and neural network processing.
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August 2023
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